Come work with us:

Metropolitan Commercial Bank, The Entrepreneurial Bank Since 1999, is headquartered in New York City and operates full-service banking centers in Manhattan; Boro Park, Brooklyn; and Great Neck, Long Island. Metropolitan Commercial Bank is a New York State chartered commercial bank, an FDIC member and an equal opportunity lender. The parent company of Metropolitan Commercial Bank, Metropolitan Bank Holding Corp., is a publicly traded company.

Did you know? Metropolitan Commercial Bank was named by Piper Sandler as one of the Bank & Thrift SMS-All Stars for the year 2022!

About the role:

The Commercial Lending Officer is responsible for developing new business, underwriting, structuring, and closing of commercial loans, maintaining, and servicing an existing portfolio of loans.

Duties and responsibilities of the job include the following (but is not limited too):

• Source and develop a book of high-quality C&I borrowing relationships; including but not limited to, Lines of Credit, Term Loans, Owner Occupied Real Estate Mortgages.
• Average range of Commercial Borrowings from $3 million to $15 million
• Manage sourced credit portfolio, monitor credit quality and integrity.
• Adhere to the Bank's credit policies, guidelines and applicable regulatory requirements.

Other Functions

• Lead marketing efforts to develop and enhance the Loan portfolio, through developing and maintaining relationships with clients and referral sources; participate in community and industry events to position the Bank as a premier lending institution.
• Attend courses and lectures to maintain and improve credit skills.
• Other duties as assigned.

Preferred experience, education, and qualifications:

• Proven Top Performer as a Commercial Lender.
• Minimum 7 years of experience in Commercial Lending; new business development, deal structuring, underwriting, and portfolio management.
• Prior experience excelling working with traditional middle market C&I companies as a commercial lender and new business development officer.
• Must have ability to understand and interpret financial statements, provide sound credit guidance regarding sourced business.
• Ability to solicit new business, advise prospects and customers of product lines, determine credit worthiness, and prepare detailed proposals.
• Perform quality work within determined timeframes
• Interact professionally with other employees, customers, vendors and shareholders
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees, departments, divisions, etc.
• Work on ad-hoc tasks, assignments and projects as needed

This salary range only reflects base wages and does not include benefits, bonus, or incentive pay. Salary bands are purposefully wide ranging to encompass the different factors considered in determining where a candidate falls in the range, including but not limited to, seniority, performance, experience, education, and any other legitimate, non-discriminatory factor permitted by law.

Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.