First Federal Bank of Louisiana is currently seeking a Lender at our Oakdale Office in Oakdale, Louisiana.

About Us

First Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for 70 years. With 16 branches serving 11 communities in Louisiana, we are proud to offer our customers a wide variety of products and services to meet all of their financial needs. We offer Personal and Business Checking Accounts, Savings and CDs, multiple Retirement options, Home Equity Lines of Credit, as well as Mortgages and Consumer Loans. Our established Investment and Insurance divisions also offer a full line of products. Over the years, First Federal Bank has established a reputation for fast, professional service. We believe our customers expect and deserve nothing less.

Position Summary

Interviews applicants and examines, evaluates, and authorizes approval of applications for real estate, consumer credit, signature, and commercial loans

Essential Duties & Responsibilities include, but are not limited to, the following:

• Contacts customers, business, community and civic organizations to promote goodwill and generate new business
• Visits establishments such as real estate brokers, sales agents and local builders to promote mortgage services
• Analyzes potential loan markets to develop prospects for loans
• Complies and reviews data submitted on credit applications; verifies accuracy of information
• Analyzes applicant financial status for further consideration
• Approves loan, submits to underwriting, or refers loan package to loan committee and recommends that loans not meeting standards be denied
• Informs applicant of acceptance or denial and outlines terms and conditions of the loan; completes necessary documentation
• Cross-sells other bank products and services and increases customer relationships
• Refers bank products and services, including insurance and investment services, to appropriate bank representative
• Complies with specific job related BSA policies and procedures, including but not limited to: obtains proper identification and completes CIP requirements, completes and submits Customer Transaction Reports (CTR), Suspicious Activity Reports (SAR), and Monetary Cash Sale Forms on time and in accordance with BSA policy, recognizes “red flags” and reports suspicious or unusual requests to the BSA and Security Officers, performs OFAC scans on new customers prior to account opening and non-customers prior to conducting cash transactions

Minimum Qualifications

• Bachelor’s degree from four-year college or university in business, finance or related field’
• And a minimum of two (2) years related experience in a financial institution or consumer loan department and/or training;
• Or equivalent combination of education and experience

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are a basic summary of the knowledge, skill, and/or ability required. The full job description is attached as a pdf to this job posting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Other Duties & Responsibilities

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Equal Opportunity Employer

The employment policy of First Federal Bank and its subsidiaries is to provide an equal employment opportunity for all employees and job applicants without regard to race, color, religion, sex, national origin, age, individuals with disabilities, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected characteristics or activities in accordance with applicable laws.