Job description

TriMark USA is one of the country’s largest providers of foodservice equipment and supplies. We proudly serve our customers by providing design services, commercial equipment, and foodservice supplies across a wide range of industries and business sectors. As a company, we strive to lead with our values and to support the success and sustainability of our customers so they can focus on their culinary pursuits.

FULL TIME | HYBRID | BENEFITS INCLUDED

(Medical, Dental, Vision, Pet & Legal Insurance)

The Senior Credit Analyst reports to the Director of Credit, and is located in Duluth, GA or Winston-Salem, NC.

POSITION SUMMARY:
The Senior Credit Analyst is a key member of the credit team responsible for the end-to-end assessment of credit risk, performing financial analysis of our customers and vendors, recommending credit limits and payment terms, and investigating credit-related issues to resolve promptly. This position reports to the Director of Credit and will collaborate with other credit team members as well as collections, sales, contracts, accounting, and finance teams to proactively address credit concerns, influence business decisions and offer solutions to reduce exposure while supporting business growth.

ESSENTIAL FUNCTIONS & RESPONSIBILITIES:

• Ensure all company credit policy and procedures are followed across all functions
• Analyze customer financial information from various data sources, including credit application, credit reports, and available public information to recommend appropriate credit limits
• Continuously assess and optimize credit tolerance rules to ensure the process is efficient and achieves desired risk tolerance
• Partner with the business to provide visibility to potential bad debt exposures, minimize bad debt loss, and collaborate to drive revenue opportunities
• Participate in creating tactical solutions to problem solving and support strategic initiatives to improve processes and productivity for accounts receivable risk management
• Collaborate with collections, sales, contracts, accounting, and finance to identify high risk customers during the negotiation process
• Create forecasting models to prepare and present management reports for risk exposure
• Key team member responsible to manage all credit hold release reporting and decisioning in the ERP
• Negotiate instruments of security such as letters of credit, escrow agreements and guarantees of payment
• Build working partnership with bankruptcy service provider and internal legal department to provide timely support to maximize recovery potential
• Facilitate and assess amendments to/for credit limits and terms consideration for existing customers
• Coordinate work of sales department with production, shipping departments, and accounting to ensure credit fulfillment of contractual obligations
• Responsible for timely and accurate filings and release of UCCs and Mechanics Liens
• Interact with customers and sales to research and identify resolution to complaints, disputes or resolve customer compliance with credit terms provided
• Other responsibilities as assigned

COMPETENCIES:

• Financial acumen and analysis, and ability to understand and interpret credit reports
• High integrity and good judgement to recommend appropriate credit decisions
• Strong communication skills, both written and oral
• Ability to interact effectively across business functions and with various levels of management and external parties
• An organized, independent thinker and self-starter capable to work effectively and manage day-today priorities in a matrixed organization
• Ability to maintain confidentiality

QUALIFICATIONS & EXPERIENCE:

• Bachelor’s degree in business administration, Accounting or Finance.
• NACM certified preferred
• Minimum of 5 years’ related experience in credit analytics
• Well versed in financial statement analysis
• Experience working in a large, complex, and matrixed organization
• Experience using Microsoft Dynamics/Navision, Infor/M3 or similar ERP systems
• Proficient in all Microsoft Office applications
• Experience in foodservice industry in a credit capacity is preferred
• Assessing credit risk of corporate contract preferred
• Experience with credit IT SaaS solutions and implementation/integration with ERP a strong plus
• Ability to successfully pass a background check

#HPIndeed

The range provided represents the national average pay range for this position and is considered to be a general guideline. Pay for this position will reflect the candidate’s unique qualifications and may be higher or lower than the range provided based on employee geographic location. Additional factors considered in extending an offer include (but are not limited to) responsibilities of the job, education, experience, knowledge, skills, and abilities, as well as internal equity, alignment with market data, applicable bargaining agreement (if any), or other local, state, and federal law.

In addition to base salary, this role will be eligible for participation in TriMark’s’ benefits programs, including medical, dental, vision, 401K (with employer match), etc. Leadership positions may also qualify for participation in bonus programs commensurate with role and scope of responsibility.

TriMark’s commitment to diversity, equity, and inclusion is a purposeful mission of strengthening our organization and those we serve by uniting the unique differences of our employees. This mission is instilled in who we are as a company. We are committed to promoting diversity, equity and inclusion through sharing, education, and experiences. We are greater together through unity in diversity. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to accommodations@trimarkusa.com.

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