Job description

Dealer Services (Indirect Lending) Processor and Underwriting Associate
East Alton
Full time

We are looking for service-oriented individuals to fill a Dealer Services Associate position. If you enjoy helping people, motivating a team and are detail oriented, we encourage you to apply and become part of our team!
This position comes with a world-class benefits package that includes Medical, Dental and Vision insurance, both in and out-of-network coverage, with eligibility for 100% company paid medical on preventative care. We also offer company paid Life, ADD, STD and LTD insurance. Company paid technical training and $2K per year in tuition reimbursement for other relevant coursework. But what is even more world class is our 401K program! We contribute 10% of an employee's annual salary after one year of service - no employee contribution required.
Don't miss out on an opportunity to join a growing organization that is a dedicated part of your community!
Role:
Records loan applications and documentation in the data processing system and updates and maintains loan account information. Builds and maintains a good rapport with the indirect dealer network.
Essential Functions & Responsibilities:

• Receives and reviews loan contracts and supporting documentation for accuracy and completeness before funding. Records and maintains loan information in the core operating and loan origination systems.
• Assumes the responsibilities of the analyst during his/her absence and/or during time of high volume and assists when necessary, with making the determination to approve or deny indirect loans within authorized limits.
• Responsible for maintaining an audit process for all indirect funded loans.
• Other job-related duties as assigned.

Performance Measurements:
1. To ensure all documentation is completed in compliance with credit union policy and regulatory guidelines.
2. To fund, organize and complete member loan files in a consistent and timely manner.
3. To maintain a reputation as a quality partner within the dealer network.
4. To maintain a working knowledge of the credit union's loan standards and governmental regulations.
5. To maintain a dependable record of attendance and timeliness.
Knowledge and Skills:
Experience - One to three years of similar or related experience approving credit and processing loans.
Education - A high school education or GED.
Associates degree in business or related field of study strongly preferred.
Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills - Knowledge of legislation, regulation, policies, and procedures pertaining to lending practices.
Basic understanding of the collection process
Complete knowledge of the indirect lending program.
Knowledge of lending software and data processing systems.
Proficient with Microsoft products including Outlook, Word, and Excel.
Intermediate math skills, capable of calculations involving decimals, percentages, and fractions
Skilled in typing, 10-key, and filing.
Work Environment - Work frequently involves exposure to dust and time spent outside
May require working irregular hours with limited notice
Travel may be required both locally and out-of-state/overnight

We are partnered with ZayZoon to offer you Wages On-Demand so you can access your earned wages before your pay date.

Job Type: Full-time

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